"Morning troops !" said DI (Detective Inspector) Don Hanson. They were police officers not troops but it was a phrase he heard his ex-army brother use many times, and he kinda liked it. "So, Paul, what have we got ?"

"The normal stuff for a typical Friday night and a death on a level crossing." replied DS (Detective Sergeant) Paul Cooper.

"So, who is she ? What happened ?" asked DI Hanson.

"Well, she was driving over a level crossing and her engine stalled. About 30 seconds later a train hit the car killing her instantly" replied DS Cooper.

"OK" said DI Hanson, "Why didn't she get out the car, she had time ?"

"She couldn't," replied DS Cooper " it seems the doors were locked, and she was unable to unlock them !"

DI Hanson took the report and sat down on a nearby chair. "This is very odd, the engine fails just as she drives over the crossing, the door locks conveniently jam at the same time as a train is coming !" he said.

"Oh it gets weirder, " said DS Cooper "She was about to divorce this hedge fund manager and take him for hundreds of millions of pounds !".

"How convenient ! ... any evidence tying him into this ?" asked DI Hanson hopefully.

"Not that we can see." said DS Cooper trying to imagine the chances of a car stalling on a level crossing and the door locks jamming at the same time.

DI Hanson got up, instructed his young officer to keep looking and went to his office.

"That was messy !" said the first man as he sat next to his friend in the back of the Rolls-Royce "Too many improbable things happening at the same time. The cops were round my place to question me again yesterday and no doubt, they think it's just a bit too convenient that my wife mysteriously dies saving me millions from the divorce. If your 'service' is going to work, you need to find a much better way to do this. The police can't even vaguely suspect the husband, let alone us. There must be no lose ends."

"Agreed." said the second man.

The Rolls-Royce turned into a short driveway and stopped. The two men removed their golf clubs and walked into the club. A while later the two men walked out onto the golf course and continued their conversation.

The second man began: "Firstly, we need a secure, non-traceable way for potential 'clients' to contact us. Obviously things like email, Skype and web sites are out as they are hopelessly insecure and very easy to trace, but we can use things like 'burner' phones or even encrypted phones. Dark-nets, Tor and Silk Road can be used to setup a secure, untraceable 'shopfront'. Second, we need to know well in advance when the wife is planning to divorce, so when she mysteriously dies, it doesn't look quite so convenient ..."

"How the hell can you know in advance ??" asked the first man.

"Easy !" said the second man "We monitor her internet traffic with special 'spy-ware' installed on her laptop or you can install a 'network sniffer' on their Internet router and tell them to look for keywords like: divorce, solicitor, lawyer, husband, old fart, old scrotum, windbag, any words she might use to describe her intention to divorce and words she would use to describe her husband. She will probably talk about divorce with her best friends long before she actually visits a lawyer, so that gives us advance warning. You can also see which web sites she visits and all her emails. We also need to install similar software on her phone."

The first man was astonished that all this was possible. "OK, how are the husbands going to know to use this service." he asked.

"We post articles on the signs of a cheating wife who could be planning to divorce. We put links to our secure shopfront." said the second man.

"OK. I know some very good writers." said the first man.

"Thirdly, we need a way to move large sums of cash without attracting attention, possibly by using crypto currencies like Bitcoin or Ethereum ... " said the second man.

"or we could use placement, layering and integration, " interrupted the first man "you know ... good old-fashioned money laundering."

"Yup, that too ! And lastly, we need more people to carry out the hits, hack servers and write malicious software." continued the second man.

"OK" said the first man "How much and how long ?"

"Some of it can be readied very quickly, I'll get back to you about the rest." replied the second man.

They were about to tee off when they were approached by another man carrying golf clubs.

"Our first customer, perhaps." said the first man.

Index Chapter 1 Chapter 3
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